Home >

Upgrade Online Banking Million Yuan To Be Pferred &Nbsp; Eight Strokes To Deal With Online Banking Fraud

2011/1/28 9:10:00 114

Upgrade Online Banking Fraud User Safety

As the Spring Festival approaches, many people are excited to finally get the year-end award and return home.

However, while preparing for the happy new year, we must pay attention to your online wallet, guard against Internet banking fraud, and learn to deal with measures to protect your personal property.


Recent internet banking theft and fraud cases show a significant growth trend.

All major Internet banks across the country are being counterfeited and forged by illegal elements.


Case


Upgrade online banking million yuan to be pferred


Recently, Internet banking fraud under the name of upgrading online banking dynamic passwords is threatening.

such

Internet banking fraud

Sending SMS is mainly based on Internet banking.

upgrade

In the name of it, users are required to log on to the relevant website for upgrading. When the user enters the corresponding bank card number, password and related information according to the specified domain name, the money in the account will soon be pferred.


Just after new year's day, Xu Xu received such a short message: "your bank of China Internet banking E order will be invalid tomorrow. Please register immediately at the Bank of China website www.bocqg.com upgrade."

Xu immediately went to the office to log on to the web page and enter the bank card number, password, dynamic password, identity card number and so on.

20 minutes later, he received a text message from his cell phone: the 1 million 10 thousand yuan in your account has been pferred.


This is a case that happened early this year in Nanjing, Jiangsu province.

It is understood that this "online banking upgrade" fraud is concentrated in the "Bank of China online banking E order upgrade", the so-called online banking E order, is a dynamic password card, is a hardware password card.

This password card updates the dynamic password automatically at regular intervals. The password entered at the time of login is randomly generated, originally designed to prevent people from stealing Internet banking passwords.

However, the recent online banking fraud is eyeing this seemingly secure password to remind users of the need to upgrade the name, and induce users to log in to the Shanzhai version of the Bank of China website.


The official website of Bank of China is www.boc.cn. The domain names of the copycat websites are usually very similar, and most of the contents of the copycat websites can be automatically connected to the official website of the Bank of China. The criminals only add a "login online bank E upgrade" column on the page to induce the parties to be cheated after clicking.

Once the parties log in according to the content of the "phishing website" and enter the account number, password and dynamic password, the criminals will quickly steal the information. Because the dynamic password is still valid in a short time, the funds can be pferred to the regular bank of China website.


According to the latest statistics, this Shanzhai website has more than www.boczu.com, www.boczb.com, www.bocgm.tk and so on.

Media reports said the police said it was difficult to detect such fraud cases.

It is reported that in a recent fraud case in Jiangsu Province, the victim had frozen the victim's account 1 hours after the crime was reported, but the fraudsters had pferred the money into 10 cards in a short time, and then pferred to 100 cards to withdraw money in several cities across the country.

Even if these withdrawals are caught, they are only the horses, and the real majority of them will be hard to get caught in remote control.


Manipulation


Online banking fraud tricks fake fake online banking fraud


At present, there is another form of online banking fraud, which is to notify individuals in the form of SMS, and then to log in to relevant websites to fill in personal information. This website is also a "fishing" website, and the funds are pferred after stealing personal internet banking information.


It is reported that at present, the CCTV "I want to go to the Spring Festival Gala" program has more winning prizes and fraudulent messages. Because the Spring Festival is coming, the program is popular, and there are scams to inform the individuals that they have won the prize in this column, and the corresponding websites receive the award.

If you log in, you can easily be cheated of online banking and personal information.

This kind of fishing website's fraud links are http://cctv3-adi.com and so on.


Counterfeit anti-virus software upgrade


In addition to Internet banking fraud, theft of mobile banking information and pfer is often used by criminals.

Criminals will send messages like "there are serious security flaws in your cell phone, suggest clicking links immediately to secure a patch on your cell phone" and so on, and attach relevant links in the message.

If you click on the link, you will find a Trojan horse in your cell phone. When you log on to a mobile bank, your personal accounts and online banking information will be easily stolen.

In addition to using threats to intimidate criminals, criminals will even disguise themselves as mobile phone anti-virus software to send text messages to the public, saying that mobile anti-virus software needs updating and upgrading, and the attached link is also Trojan horse link.


The bank reminds the public that if upgrading and upgrading anti-virus software, you should choose to download the latest version to the official website, or click the "update" function of the anti-virus software. Don't trust the SMS prompts, but do not click on the mobile connections without knowing the source, so as not to breed Trojan horses in the phone.

{page_break}


Dismantle


Eight strokes to deal with online banking fraud


It is reported that for the online banking fraud, since January 21st, the Bank of China has added a temporary "SMS password notification" to the online banking pfer account users in addition to the three defense lines, such as username, password and dynamic password. After the function is opened, customers must enter the mobile phone trading code to complete the paction when the online banking pfer paction reaches a certain amount.

At the same time, the bank also greatly reduced the amount of single bank online pfer to ensure that

User security


In addition, the bank also teaches you a few tricks to ensure the safety of funds:


First, login to the official website of the bank.


Two, when the online banking is registered or the online banking payment is paid through the shopping website, the prefix of the web address should be "HTTPS", and a "padlock" graphic security certificate will be displayed on the browser.

If the Internet banking does not meet these two conditions, it should not enter its bank account and password.


Three, if you encounter the relevant "online banking upgrade" or "bank system upgrade" SMS, call the bank's customer service phone in time for consultation, do not easily believe, at the same time, pay special attention to sending SMS port, if not the private port of the bank, but the personal hand-held number, the possibility of fraud is very large.


Four, we must limit the pfer function of online banking, such as the maximum daily pfer amount and the number of pfers, so that even if the online account is stolen, due to the limitation of pfer quota, it can prevent too much loss of property.


Five, set up online banking login welcome information, so as to confirm that the official website is officially registered, and develop a habit of checking online bank balances regularly. It is better to print online banking statements at the end of the month or at the end of the quarter.


Six, open some SMS reminder functions, such as online banking login, login password continuous error pfer, pfer remittance and other timely SMS reminder.


Seven, timely upgrade computer system patches and anti-virus software, use firewall and other network protection tools, adopt authentic and reliable anti-virus tools and upgrade in time, regularly conduct anti-virus treatment on computers, and ensure the safety of online banking operating environment.


Eight, avoid using Internet banking in public places (such as Internet cafes, airports, etc.), because it is impossible to know whether there are malicious programs on these computers for monitoring.


Tips


Official website of some banks


Bank of China: http://www.boc.cn


Agricultural Bank: http://www.95599.cn


ICBC: http://www.icbc.com.cn


China Construction Bank: http://www.ccb.cn


Bank of Communications: http://www.bankcomm.com


China Merchants Bank: http://www.cmbchina.com


Pudong Development Bank: http://www.spdb.com.cn


Everbright Bank: http://www.cebbank.com


Shenzhen Development Bank: http://www.sdb.com.cn

  • Related reading

"Low Carbon" Environment-Friendly Shoes And Clothing Products Become The New Favorite Of Consumers.

Consumer rights protection
|
2011/1/27 14:11:00
126

The Quality Of Down Garment Is Uneven &Nbsp; The Price Of Filling Is Different.

Consumer rights protection
|
2011/1/27 13:43:00
51

Cashmere Sweater Is Hard To Distinguish &Nbsp; Experts Are Your Fan Club.

Consumer rights protection
|
2011/1/26 13:47:00
159

Domestic Rabbit Hair Bile Is Used As A Rex Rabbit Fur For Takeaway &Nbsp; Rough Fur Is Reported.

Consumer rights protection
|
2011/1/26 13:23:00
137

Holiday Clothing Consumption Surge

Consumer rights protection
|
2011/1/25 11:37:00
27
Read the next article

Zhejiang Enterprises Have Been Involved In Children'S Wear &Nbsp; Brand Children'S Clothing Price Rises.

295 yuan / piece of shirt, 145 yuan / piece of elastic socks, 535 yuan / piece of windbreaker. When Nan Nan's mother's eyes fixed on the label "JNBY by JNBY", it suddenly came to realize that these were children's clothes in Jiangnan.